49713 ZIP Code — Boyne Falls, MI

Charlevoix County, Michigan

ZIP code 49713 is located in Boyne Falls, Michigan, within Charlevoix County. It covers approximately 100.56 square miles and serves a population of 2,178 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 231.

About ZIP code 49713

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $185,100. Owner-occupancy is high at 90%, well above the national average.

Median household income is $61,087. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 49713 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,178

population

100.56

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49713 ZIP code map

Cities in ZIP code 49713

Below are the cities the US Postal Service accepts for ZIP code 49713. Using any city not on this list may result in mail delivery delays.

City	Status
Boyne Falls	Preferred

Nearby ZIP codes

49712 Boyne City (7.6 mi) 49770 Petoskey (9.9 mi) 49730 Elmira (10.3 mi) 49727 East Jordan (10.9 mi) 49795 Vanderbilt (13.9 mi) 49799 Wolverine (15.1 mi) 49706 Alanson (16.9 mi) 49735 Gaylord (17.8 mi) 49720 Charlevoix (18.9 mi)

Demographics updated 05/2026

Population
Total population	2,178
Population density	22 / sq mi
State FIPS	26
County FIPS	029

Geography
Land area	100.56 sq mi
Water area	0.94 sq mi
Latitude	45.2053
Longitude	-84.8555
Timezone	Eastern (ET)
Area code	231

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.4%	41.1%	42.6%
$50k – $100k	39.6%	36.5%	31.1%
$100k – $200k	15.7%	17.0%	20.6%
Over $200k	1.4%	5.4%	5.7%

Demographics & statistics

2,178

Population

People per sq mi

43.2

Median age

$61,087

Median household income

$33,307

Per capita income

$185,100

Median home value

$870

Median monthly rent

89.8%

Home ownership

8.3%

Poverty rate

3.3%

Unemployment

1,303

Housing units

24.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

173

35–44

161

145

45–54

136

117

55–59

110

60–64

102

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	467	21.4%
18 and over	1,711	78.6%
65 and over	391	18.0%
Median age	43.2 years

Race & ethnicity

White 93%

Two or more races 3.5%

Hispanic or Latino 1.7%

American Indian / Alaska Native 1.3%

Other race 0.4%

Black or African American 0.1%

Group	Count	%
White	2,061	93%
Two or more races	78	3.5%
Hispanic or Latino	37	1.7%
American Indian / Alaska Native	28	1.3%
Other race	8	0.4%
Black or African American	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.4%	41.1%	42.6%
$50k – $100k	39.6%	36.5%	31.1%
$100k – $200k	15.7%	17.0%	20.6%
Over $200k	1.4%	5.4%	5.7%

Under $10k 3.0%

$10k–$15k 1.0%

$15k–$25k 6.5%

$25k–$35k 9.0%

$35k–$50k 16.6%

$50k–$75k 21.6%

$75k–$100k 15.0%

$100k–$150k 15.5%

$150k–$200k 8.0%

$200k+ 3.7%

Range	% of households
Under $10k	3.0%
$10k–$15k	1.0%
$15k–$25k	6.5%
$25k–$35k	9.0%
$35k–$50k	16.6%
$50k–$75k	21.6%
$75k–$100k	15.0%
$100k–$150k	15.5%
$150k–$200k	8.0%
$200k+	3.7%
Median income	$61,087

Housing

Home values

Under $50k 5.8%

$50k–$100k 7.5%

$100k–$150k 22.9%

$150k–$200k 18.5%

$200k–$300k 22.7%

$300k–$500k 18.5%

$500k–$1M 3.5%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$185,100
Median rent / month	$870
Owner occupied	89.8%
Renter occupied	10.2%
Vacant	36.4%
Single-family detached	87.7%
Large apartment buildings	0.0%
Mobile homes	3.9%
Median rooms	5.4
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.0%
2010–2019	3.2%
2000–2009	14.9%
1990–1999	20.7%
1980–1989	11.1%
1970–1979	14.5%
1960–1969	10.8%
1950–1959	9.9%
1940–1949	5.4%
1939 or earlier	9.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.4%
1 bedroom	2.3%
2 bedrooms	28.7%
3 bedrooms	45.3%
4 bedrooms	13.2%
5+ bedrooms	8.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	34.3%
2 vehicles	43.7%
3 or more	20.1%

Heating fuel

Fuel type	%
Utility gas	32.5%
Electricity	4.3%
Propane / LP gas	35.4%
Fuel oil	1.1%
Wood	15.9%

Households & families

Household type	Count	%
Married-couple family	520	58.7%
Cohabiting couple	71	8.0%
Male householder, no spouse	139	15.7%
Female householder, no spouse	156	17.6%
Households with children under 18	303	34.2%
Households with seniors (65+)	291	32.8%
Average household size	2.46

Marital status

Status	Male	Female
Never married	19.0%	24.9%
Married	64.3%	57.5%
Separated	0.9%	1.2%
Widowed	5.1%	7.6%
Divorced	10.7%	8.7%

Education

Less than 9th grade 1.5%

Some HS, no diploma 4.7%

HS graduate 33.0%

Some college, no degree 24.0%

Associate's degree 12.4%

Bachelor's degree 15.4%

Graduate / professional 8.9%

Metric	%
HS diploma or higher	93.8%
Bachelor's or higher	24.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	21	4.9%
Kindergarten	15	3.5%
Elementary school	197	46.4%
High school	121	28.5%
College / grad school	71	16.7%

Employment

Industry of employment

Retail trade 19.0%

Education & healthcare 18.1%

Manufacturing 13.1%

Construction 11.0%

Arts, food & hospitality 9.8%

Public administration 7.0%

Professional & management 5.5%

Wholesale trade 5.3%

Other services 5.0%

Transportation & utilities 3.8%

Finance & real estate 1.8%

Agriculture & mining 0.6%

Occupation

Category	%
Management, business & arts	33.0%
Service	10.1%
Sales & office	26.6%
Natural resources & construction	4.8%
Production & transportation	25.4%

Employment type

Type	%
Private sector	76.0%
Government	11.7%
Self-employed	11.7%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	89.4%
Carpool	4.8%
Public transit	0.1%
Walk	0.5%
Work from home	4.8%
Other means	0.3%
Avg commute (minutes)	23.4

Poverty

All people 8.3%

Under 18 years 13.1%

18 and over 7.0%

Married-couple families 3.3%

Female-led households 17.7%

Income support

Source	% of households
Social Security	37.0%
Retirement income	28.6%
Supplemental Security	7.6%
Cash public assistance	5.2%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
Obesity	38.2%
High blood pressure	35.7%
High cholesterol	37.4%
Diabetes	11.3%
Heart disease	7.3%
Stroke	3.3%
Asthma	11.0%
Arthritis	31.2%
Kidney disease	3.1%
Pulmonary disease	8.6%
Cancer	7.2%

Behavior / access	%
Smoking	20.8%
Binge drinking	18.6%
No physical activity	21.0%
Less than 7 hrs sleep	33.2%
Depression	22.0%
Fair or poor health	15.2%
Poor mental health	16.1%
Poor physical health	11.5%
No health insurance	9.2%
Visited doctor (checkup)	74.4%
Visited dentist	69.5%
Cholesterol screening	91.7%
Teeth loss	12.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	137	8.0%

Disability	%
Any disability	15.5%
Under 18	6.9%
18–64 years	10.1%
65 and over	44.2%

Health insurance coverage

Type	%
Private insurance	72.0%
Public insurance	39.1%
No insurance	4.3%
Uninsured under 19	4.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,054	94.3%
Spanish	15	0.7%
Other Indo-European	2	0.1%
Asian & Pacific Islander	13	0.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,144	98.4%
Born in same state	2,138	98.2%
Born in different state	1,944	89.3%
Foreign born	6	0.3%
Naturalized citizen	34	1.6%
Not a US citizen	25	73.5%

Ancestry

Ancestry	Count	%
French	197	9%
Italian	193	8.9%
Arab	154	7.1%
English	39	1.8%

Ancestry	Count	%
German	25	1.1%
Polish	13	0.6%
Irish	8	0.4%
Dutch	3	0.1%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	90.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49713

What city is ZIP code 49713 in?

ZIP code 49713 is primarily assigned to Boyne Falls, Michigan.

What county is ZIP code 49713 in?

ZIP code 49713 falls within Charlevoix County, Michigan.

Is ZIP code 49713 mostly owner-occupied?

90% of occupied units in ZIP code 49713 are owner-occupied, well above the national average.

Does ZIP code 49713 have a large retiree population?

37% of households in ZIP code 49713 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49713?

The median home value in ZIP code 49713 is $185,100.

What is the population of ZIP code 49713?

ZIP code 49713 has an estimated population of 2,178 residents, with a density of 22 people per square mile.

What timezone is ZIP code 49713 in?

ZIP code 49713 observes the EST timezone.